Financing

Options for asset management and increased buying power.


At this time the Joseph Saxton Gallery of Photography does not offer direct finance products and does not guarantee loans. Instead, please explore options with the following lenders.


Emigrant Bank Fine Art Finance | For Assets in Excess of $1M

Home Page Art CollageEmigrant Bank Fine Art Finance offers loans designed to help individuals pay for new art purchases over many years, fund new investments, manage short-term cash needs, and achieve longer term asset allocation and estate planning goals. Financing can eliminate the significant transaction costs and taxes associated with the sale of works of art. Transaction costs can be as high as 30% of the value of the assets sold. The federal long-term capital gains tax on art and antiques is 28% (versus 15% for stocks, bonds and real estate). Adding state and local taxes, a sale can trigger a total tax bill of 40% or more on the gain, depending on the seller’s domicile(1).
 

Art Finance Partners | Individually Tailored Lines of Credit

Art Finance PartnersArt Finance Partners is a specialty finance company that provides innovative credit and advisory solutions to owners of "unconventional" assets, such as fine and decorative art, antiques and collectibles.